Manna is the business bank built for modern Pacific companies — checking, savings, treasury, and capital, all on one beautifully simple platform.
Trusted by ambitious companies across the Pacific
Most banks bolt on a debit card and call it product. Manna is built around how modern Pacific businesses actually move money — and earn on it.
Operating accounts that don't get in the way. No minimums, no monthly fees, real-time balance.
Earn yield on idle cash through T-bills and money market funds. Sweep automatically.
Venture debt and credit, built for runway. Get the right facility for your stage.
Physical and virtual debit. Issue cards for the team with limits and merchant controls.
Same-day domestic wires, free ACH, international wires to 180+ countries.
FDIC coverage up to $5M across a sweep network of partner banks.
Free ACH. Same-day wires. International to 180+ countries. A multi-step flow that double-checks the important parts, with a slide-to-send confirmation so you never wire by accident.
Issue physical or virtual cards in seconds. Set limits per day, week, or month. Block by category or specific merchants. Freeze instantly from any device.
Sweep idle balances into a portfolio of US Treasury bills and money market funds. Earn meaningful yield with overnight liquidity. No minimums, no lockups.
GET. TAT. Monthly, semi-annual, annual. The rules change by island and by entity.Manna tracks every revenue deposit, calculates exactly what you owe, and submits your G-45, G-49, TA-1, and TA-2 forms directly to Hawai‘i Tax Online.
Every deposit gets categorized as taxable revenue or an internal transfer. Tax-set-aside is automatic.
One click to review the calc — GET by your island rate, TAT (state + county) if you're a vacation rental.
Manna signs into hitax.hawaii.gov on your behalf. Or generate a filled G-45 / TA-1 for mail-in.
Manage 50 short-term rentals across Maui and Kaua‘i? Add each as its own account. Every property files its own G-45 + TA-1 each month — automatically. No more spreadsheets, no more late-night submissions on the 20th.
Your deposits are held in your name in federally regulated accounts facilitated by our partner banks. Funds sweep automatically across the network for maximum coverage.
Every dollar protected by federally regulated accounts and the highest-tier FDIC sweep program.
How Manna Vault worksBuilt by founders who've run businesses in Honolulu, Hilo, and beyond. We know the Pacific corridor. Wires to Asia by lunch. Same-day USD to a vendor in Manila. Real support in your timezone.
Manna cut our financial ops time in half. The treasury yield alone covers our team's coffee budget — but the real win is that money just works.
We pay vendors across five countries every week. The wire experience on Manna feels like magic compared to what we were doing before.
I run a 12-person team. The card controls saved me from at least three card-fraud headaches in our first quarter on the platform.
Access powerful banking for free, and advanced financial workflows starting at $29.90/mo.
Powerful banking and finance essentials included with every account.
Open accountFor businesses that need efficiency and streamlined invoicing.
Try PlusFor businesses with complex operations needing a relationship manager.
Contact salesBuilt for ambitious businesses across the Pacific. No minimums, no monthly fees, and your funds protected up to $5M.